Life apparently revolves around this key phrase. Everything will be better when the mortgage is paid. I won’t have to sork so much when the mortgage is paid. I’ll be able to really get on with life when the mortgage is paid. Keep in mind that I am in my mid-forties and have about 25 more years to pay off the mortgage. Hoo-Boy! Life is really going to begin once I turn 70 and that mortgage is paid…
Life has to begin now. There is always something standing in the way: the mortgage, saving for college, preparing for some work- or hobby-related event. Life is too short to wait until any particular event is complete. Life is only as good as you make it.
I will stop making excuses for not getting things done.
I will stop making excuses for not writing in this blog.
I will pay off the mortgage sooner so life can begin! 
If I could just see a few hundred thousand T-shirts…this would all be a moot point.
Here we go again…
I am glad you are back, I was getting worried. I thought maybe a sword fight went terribly wrong.
I can verify that the financial side of life IS better once the mortgage is paid off. We are saving for retirement (2 years!) at an even more furious pace.